Terms & Conditions

Terms and Conditions



First Session – The Initial First session is Free.


First month – The first months training is available on a pay as you train basis; current pay as you train prices are available from your club instructor. After one calendar month from your initial free session the student will then be required to commit to one of the two monthly training options below.


Monthly Training Fees – Training Fees are to be paid in advance on the first session of the calendar month, via standing order or recurring PayPal / Debit card.

Monthly training fees are available in the form of two options: Casual & Unlimited Current training costs are available from your club instructor


Term – We only ask the student to commit to one month in advance. We would ask that if the student wishes to discontinue their training that we are given 1 weeks’ notice via email or text.


Missed Sessions – If a student is absent from training due to holidays, general sickness or any other commitments, no reimbursement will be made for that session. However if the student is sick relating to a documented illness highlighted on their licence application i.e. Diabetes, Heart Disorder, Asthma, Migraine, Epilepsy etc then we will be happy to look at an appropriate payment plan.


Family Discount – If two family members train, a third/forth & fifth can train for free or discounted rate (licence & grading fees still apply). For clarity the student or students who have committed to the lesser monthly option will be the free student.


Instructor Absence – In the event of your club instructor being absent due to illness, holiday etc, we will always endeavor to get another black belt instructor to take the class. If this is not possible, and we have to cancel the class, no reimbursement will be made (The monthly payments are worked out over a 48 week year allowing for 4 weeks a year where an instructor may be sick or on holiday)


Contact Details – It remains the responsibility of the student to ensure that all contact details (mainly email and mobile phone number) remain up to date. In the event of an instructor absence or any cancellation of training we will always endeavor to inform the student via email and/or text prior to the session.


TAGB Licence – All students must have an up-to date TAGB Licence - current annual licence fee is £36. The club instructor will notify you at the beginning of the renewal month when it is due. We would then ask for a prompt payment as penalties are applied for late renewals.


TAGB Equipment – All TAGB uniforms / sparring equipment must either be purchased from your club instructor or through the official TAGB website. For insurance and safety purposes, any items purchases from external sources i.e. eBay will not be accepted.


Price Variation – Training, grading and licence fees may be subject to change. We will give one month’s notice in the event of any such price change.


Venue & Times – May be subject to change.


Special Circumstances – If there are any special (on going) circumstances which prevent a monthly commitment, i.e. two week shift pattern or away on business every 3rd week of the month etc, please speak to your club instructor to work out a more convenient monthly payment plan.


Product returnsProduct can be returned within 28 days of purchase providing that they have not been used.  Damaged or Faulty good will be exchanged with 14 days of purchase.





Whilst injuries in Tae Kwon-Do are not quite common place as in other contact sports these can at times, be so serious as to dramatically affect the injured party or even  result in death. The natural reaction in such  cases  is  to  seek  compensation  and  this  will  involve  court  action  which  may  or  may  not  be successful. It is estimated that only one in five such actions results in an award of damages and a seven or  eight  year  delay  must  be  anticipated.  Personal  accident  insurance  will  provide  such  automatic compensation without the need to prove that anybody is liable.

To provide immediate compensation without need to prove liability or pursue court action The British Tae Kwon-Do  Council  have arranged  Personal Accident  Insurance  in  respect of  all  members.  This  should ensure  that  in  the  event  of  death  a  sum  is  available  to  the  members  direct  dependents  but  where permanent total disablement, such as loss of an eye, a limb, or total inability to pursue an occupation occurs,  higher  compensation  to  help  rebuild  a  shattered  life  is  called  for.  Whilst  no  amount  of compensation  can  adequately  replace  the  quality  of  living  previously  enjoyed,  a  sensible  benefit  of around £25,000 is considered suitable. Weekly benefits to assist, but not to replace for the loss of wages is also insured through this particular benefit only applies to people in waged employment. The British Tae Kwon-Do Council considers this fact relative to the ages and employment conditions of their membership and to this end a small degree of assistance is given to students and junior members.

The benefits are as follows;

Death   £5,000 per Insured Person of under 18 years of age

£25,000 per Insured Person over 18 years of age

Total and Irrecoverable loss of sight in one or both eyes  £25,000

Loss of one or two limbs      £25,000

Total and Irrecoverable loss of sight of one eye and

Loss of one limb       £25,000

Permanent Total Disablement

Total loss of sight of one or both eyes or loss of limb  £25,000

Temporary Total Disablement  £5 per week per Insured Person of under 16 years of age.

Entitlement o this benefit is to a maximum sum of £250

£60 per week per Insured Person over 16 years of age in full / part time employment. Entitlement to this benefit is dependent upon loss of earnings incurred to a maximum of £60 per week. Maximum sum payable £3,000

£15 per week per Insured Person who is unemployed and students in full time education. Entitlement to this benefit is dependent upon loss of any other benefit / grants due to the injury to a maximum of £15 per week. Maximum sum payable £300

To qualify for any of these benefits you must have been absent from employment or studies for a period of more than two weeks and proof of absence and loss of earnings will need to be supported by official paperwork i.e. Medical Certificates In order for any of the above benefits to be applied, claims should be submitted on an official claims form to the Insurance Officer of the British Tae Kwon-Do Council within 21 days, failure to do so will jeopardise your claim and may result in loss of benefits.

Liability Insurance

Injury to a third party or damage to property of others could almost automatically result in a claim for damages, such claims and their associated expenses should the case go to court can be very costly. In the absence of adequate Liability Insurance, members will find themselves financially responsible for any damages  and  costs  awarded,  to  this  end  included  in  the  membership  insurance  of  the British Tae Kwon-Do Council is a Third Party Liability Insurance for all its members.

Benefit is as follows;  Limit of Liability  £5,000,000 / unlimited in any one of insurance

Members Professional Indemnity

As  a  Tae  Kwon-Do  student  regardless  of  grade  at  some  time  you  may  be  requested  to  assist  the Instructor and train junior grades within the lesson. To this end in order that you can do this officially the British Tae Kwon-Do Council has included in its membership insurance Indemnity cover to the sum of £1,000,000.

All insurance cover is only available to British Nationals and students who have resided in the U.K. for longer than six months.


Competition Entry Declaration

I understand that there is an inherent risk of physical injury in the practice and learning of a contact sport such as Tae Kwon-Do. Whilst the TAGB and Association schools and Instructors will take all reasonable steps to minimise the likelihood of an accident, the risk of physical injury cannot be eliminated. There is particular risk in the context of competitions and grading exercises which by their nature are likely to result in an individual approaching and potentially exceeding the limits of their skills and physical ability. The acceptance of an individual’s application to participate in a competition or to undertake a grading exercise does not constitute and should not be considered as constituting any form of confirmation or assurance by the TAGB or any Association School or Instructor to the affect that individual has the necessary skill or physical ability to safely complete such competition or grading exercise, it being the individual’s sole responsibility to judge such matters for themselves. If an individual has any doubt whatsoever as to their ability to safely complete any exercise in the context of a competition, grading exercise or otherwise it is the responsibility of the individual to withdraw from the same. The TAGB, and Association schools and Instructors accept no liability for injuries sustained in the course of practicing and learning of Tae Kwon-Do save for injuries attributed to negligence of the TAGB, and Association schools and Instructors. Insurance in respect of such risks is included in your annual membership. In agreeing this declaration I accept the above recited disclaimer of liability and also agree to abide by the rules of the TAGB as amended from time to time should I be accepted as a participant of this competition.

I clearly understand that my participation in the event is entirely at my own risk.